Cookie Policy

Last updated: [1/25/2026]

This Cookie Policy explains how 4x1000calculadora.com uses cookies and similar technologies, what types of cookies are used, why they are used, and how users can manage or disable them.

Our goal is to ensure full transparency, GDPR compliance, AdSense compliance, and respect for user privacy, especially given the financial nature of our calculators and tools.

1. What Are Cookies?

Cookies are small text files stored on a user’s device when visiting a website. They help websites:

  • Function properly
  • Improve performance and speed
  • Remember user preferences
  • Analyze traffic and usage trends
  • Display relevant advertising

Cookies do not automatically identify users as individuals unless personal data is explicitly provided.

2. Why We Use Cookies

We use cookies to:

  • Ensure the website works correctly
  • Improve site performance and usability
  • Understand general visitor behavior
  • Measure traffic and page engagement
  • Display advertising (e.g., Google AdSense)
  • Maintain security and prevent abuse

Cookies help us improve tools such as our 4×1000 Calculator and other financial calculators.

3. Types of Cookies We Use

🔹 Essential Cookies

These cookies are necessary for the basic operation of the website and cannot be disabled without affecting site functionality.

Used for:

  • Page navigation
  • Security
  • Core system performance

🔹 Analytics Cookies

These cookies help us understand how visitors use the site (e.g., Google Analytics).

They collect anonymized data such as:

  • Pages visited
  • Time spent on the site
  • Device and browser type
  • General location (country-level)

Purpose:

  • Improve content quality
  • Optimize calculators
  • Enhance user experience

🔹 Advertising Cookies (Google AdSense)

We may use Google AdSense to display ads.

Advertising cookies allow Google to:

  • Show relevant ads
  • Limit ad repetition
  • Measure ad effectiveness
  • Detect fraud or abuse

Google may use interest-based advertising. Users can manage ad preferences here:
https://adssettings.google.com/

Ads do not affect calculator results and do not access financial data entered by users.

🔹 Functional Cookies

These cookies store user preferences to improve usability, such as:

  • Language settings
  • Display preferences
  • Consent choices

4. Cookies & Personal Data

Cookies on 4x1000calculadora.com:

  • Do not store financial values entered into calculators
  • Do not collect bank account numbers or tax IDs
  • Do not sell or trade personal information
  • May collect limited technical data such as browser type or country

For full privacy details, review our Privacy Policy.

5. Third-Party Cookies & Services

Some cookies may be set by trusted third-party services, including:

  • Google Analytics (traffic analysis)
  • Google AdSense (advertising)
  • Hosting and infrastructure providers

These providers process data under their own privacy policies.

We share only the minimum necessary technical data to operate the website.

6. User Consent & Cookie Control

Users can manage or disable cookies at any time by:

  • Accepting or rejecting cookies via the site’s consent banner
  • Adjusting browser cookie settings
  • Deleting stored cookies
  • Blocking third-party cookies
  • Managing Google ad personalization

Browser help pages:

Disabling cookies may affect certain website features.

7. Google AdSense Compliance

We follow Google AdSense policies by:

  • Informing users about advertising cookies
  • Allowing users to manage ad preferences
  • Ensuring ads do not interfere with financial calculations
  • Maintaining separation between advertising and financial content

Learn more about advertising practices on our Disclaimer page.

8. Security & Responsible Cookie Use

We use cookies responsibly and apply security measures such as:

  • HTTPS encryption
  • Limited cookie lifespan
  • Secure cookie storage practices
  • Protection against unauthorized tracking

We also publish security guidance on our Sources & Methodology page.

9. Updates to This Cookie Policy

We may update this Cookie Policy when:

  • Legal requirements change
  • New tracking technologies are introduced
  • Advertising policies are updated
  • Website features evolve

Updated versions will be published on this page with a new revision date.

10. Contact About Cookies & Privacy

If you have questions about cookie use or privacy, contact us here:

👉 Contact

You may also review related pages:

Summary

4x1000calculadora.com uses cookies responsibly to improve performance, ensure security, measure site usage, and display compliant advertising — while protecting user privacy and avoiding the collection of sensitive financial information.

Our priority is to maintain legal compliance, transparency, and trust, especially for Colombian users using financial and tax calculators.

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